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The Bank Of Commerce
White Castle, LA · FDIC Certificate #1374 · Chartered 03/0
Total assets
$81.48M
Total deposits
$73.00M
Total equity
$8.18M
Net loans
$37.22M
Branches (offices)
1
Net income (YTD)
$394.00K
Rank: #3,821 of 4,213 U.S. banks by assets · #96 of 103 in Louisiana. Assets changed 12.7% and deposits 13.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 9.68% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 10.03% |
| Tier 1 leverage ratio | 10.63% |
| Uninsured deposits (share of deposits) | 40.2% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 51.0% |
| Real estate loans (share of loans) | 66.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $24.66M | 66.2% | |
| Commercial & industrial | $6.74M | 18.1% | |
| Consumer / individual | $1.59M | 4.3% | |
| Construction & development | $6.72M | 18.1% | |
| Agricultural | $4.50M | 12.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $65.87M | $59.17M | $114.00K | $6.62M |
| Jun 2023 | $66.50M | $59.69M | $340.00K | $6.59M |
| Jun 2024 | $72.67M | $65.17M | $346.00K | $7.21M |
| Jun 2025 | $72.31M | $64.13M | $423.00K | $7.86M |
| Jun 2026 | $81.48M | $73.00M | $394.00K | $8.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $73.00M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $73.00M.
Similar-sized banks
The Bank Of Bourbonnais ($81.59M) · Clarkson Bank ($81.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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