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The Bank Of Fayette County
Piperton, TN · FDIC Certificate #10308 · Chartered 04/2
Total assets
$1.14B
Total deposits
$987.71M
Total equity
$103.74M
Net loans
$923.45M
Branches (offices)
15
Net income (YTD)
$5.50M
Rank: #929 of 4,213 U.S. banks by assets · #25 of 109 in Tennessee. Assets changed 7.8% and deposits 8.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.98% |
| Return on equity | 10.77% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 9.59% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 93.5% |
| Real estate loans (share of loans) | 87.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $809.23M | 87.6% | |
| Commercial & industrial | $61.57M | 6.7% | |
| Consumer / individual | $44.23M | 4.8% | |
| Construction & development | $105.53M | 11.4% | |
| Agricultural | $15.58M | 1.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $831.53M | $753.55M | $5.68M | $74.11M |
| Jun 2023 | $850.02M | $735.42M | $4.25M | $79.70M |
| Jun 2024 | $940.09M | $787.62M | $4.98M | $87.20M |
| Jun 2025 | $1.06B | $912.53M | $5.57M | $96.09M |
| Jun 2026 | $1.14B | $987.71M | $5.50M | $103.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $987.71M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $987.71M.
Similar-sized banks
First Arkansas Bank And Trust ($1.14B) · First National Bank ($1.14B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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