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The Bank Of Houston
Houston, MO · FDIC Certificate #13960 · Chartered 06/0
Total assets
$67.36M
Total deposits
$51.16M
Total equity
$9.50M
Net loans
$52.98M
Branches (offices)
2
Net income (YTD)
$348.00K
Rank: #3,922 of 4,213 U.S. banks by assets · #185 of 190 in Missouri. Assets changed 4.9% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 7.43% |
| Net interest margin (YTD) | 5.72% |
| Equity to assets | 14.11% |
| Tier 1 leverage ratio | 14.14% |
| Uninsured deposits (share of deposits) | 7.2% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 103.6% |
| Real estate loans (share of loans) | 71.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.79M | 71.3% | |
| Commercial & industrial | $16.37M | 30.9% | |
| Consumer / individual | $73.00K | 0.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $593.00K | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.43M | $43.68M | $297.00K | $7.37M |
| Jun 2023 | $55.92M | $42.15M | $208.00K | $7.67M |
| Jun 2024 | $66.64M | $47.57M | $311.00K | $8.26M |
| Jun 2025 | $64.19M | $47.87M | $159.00K | $8.81M |
| Jun 2026 | $67.36M | $51.16M | $348.00K | $9.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $51.16M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $51.16M.
Similar-sized banks
Bank Of Bearden ($67.38M) · Jackson Parish Bank ($67.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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