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The Bank Of Magnolia Company
Magnolia, OH · FDIC Certificate #2300 · Chartered 04/1
Total assets
$107.84M
Total deposits
$92.78M
Total equity
$13.78M
Net loans
$67.92M
Branches (offices)
3
Net income (YTD)
$920.00K
Rank: #3,624 of 4,213 U.S. banks by assets · #128 of 155 in Ohio. Assets changed 2.5% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 13.82% |
| Net interest margin (YTD) | 5.00% |
| Equity to assets | 12.78% |
| Tier 1 leverage ratio | 12.96% |
| Uninsured deposits (share of deposits) | 13.9% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 73.2% |
| Real estate loans (share of loans) | 85.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.12M | 85.6% | |
| Commercial & industrial | $6.88M | 10.1% | |
| Consumer / individual | $3.14M | 4.6% | |
| Construction & development | $3.26M | 4.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $99.44M | $89.09M | $141.00K | $9.32M |
| Jun 2023 | $100.56M | $87.27M | $409.00K | $9.91M |
| Jun 2024 | $98.28M | $85.69M | $683.00K | $11.44M |
| Jun 2025 | $105.25M | $91.62M | $920.00K | $12.47M |
| Jun 2026 | $107.84M | $92.78M | $920.00K | $13.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $92.78M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $92.78M.
Similar-sized banks
Nashville Savings Bank ($107.90M) · The Sherwood State Bank ($107.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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