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The Bank Of Southside Virginia
Carson, VA · FDIC Certificate #11580 · Chartered 08/1
Total assets
$670.32M
Total deposits
$489.15M
Total equity
$140.01M
Net loans
$265.51M
Branches (offices)
15
Net income (YTD)
$12.18M
Rank: #1,413 of 4,213 U.S. banks by assets · #34 of 56 in Virginia. Assets changed 3.0% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.74% |
| Return on equity | 18.45% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 20.89% |
| Tier 1 leverage ratio | 23.38% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 54.3% |
| Real estate loans (share of loans) | 26.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.35M | 26.1% | |
| Commercial & industrial | $15.05M | 5.7% | |
| Consumer / individual | $181.95M | 68.5% | |
| Construction & development | $4.55M | 1.7% | |
| Agricultural | $2.87M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $687.99M | $591.64M | $2.78M | $89.82M |
| Jun 2023 | $666.76M | $563.14M | $6.71M | $95.60M |
| Jun 2024 | $683.19M | $534.64M | $5.74M | $110.62M |
| Jun 2025 | $650.59M | $477.83M | $5.90M | $118.96M |
| Jun 2026 | $670.32M | $489.15M | $12.18M | $140.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $489.15M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $489.15M.
Similar-sized banks
Thumb Bank And Trust ($673.29M) · Citizens Bank Of Kentucky, Inc. ($669.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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