Advertisement
The Bank Of The West
Thomas, OK · FDIC Certificate #25703 · Chartered 10/1
Total assets
$192.37M
Total deposits
$171.21M
Total equity
$19.80M
Net loans
$132.62M
Branches (offices)
4
Net income (YTD)
$1.89M
Rank: #3,026 of 4,213 U.S. banks by assets · #102 of 168 in Oklahoma. Assets changed 8.3% and deposits 10.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.05% |
| Return on equity | 18.42% |
| Net interest margin (YTD) | 4.69% |
| Equity to assets | 10.29% |
| Tier 1 leverage ratio | 10.49% |
| Uninsured deposits (share of deposits) | 16.7% |
| Noncurrent loans (share of loans) | 2.22% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 66.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $88.19M | 66.5% | |
| Commercial & industrial | $15.78M | 11.9% | |
| Consumer / individual | $426.00K | 0.3% | |
| Construction & development | $47.37M | 35.7% | |
| Agricultural | $27.19M | 20.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.36M | $149.90M | $1.61M | $20.79M |
| Jun 2023 | $162.01M | $139.95M | $2.05M | $20.90M |
| Jun 2024 | $171.83M | $149.15M | $2.33M | $21.33M |
| Jun 2025 | $177.70M | $154.61M | $2.09M | $21.72M |
| Jun 2026 | $192.37M | $171.21M | $1.89M | $19.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $171.21M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $171.21M.
Similar-sized banks
Peoples Bank ($192.37M) · Bank Of Sunset And Trust Company ($192.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement