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The Bank Of Versailles
Versailles, MO · FDIC Certificate #1086 · Chartered 01/0
Total assets
$359.00M
Total deposits
$257.04M
Total equity
$52.30M
Net loans
$313.92M
Branches (offices)
5
Net income (YTD)
$3.03M
Rank: #2,208 of 4,213 U.S. banks by assets · #86 of 190 in Missouri. Assets changed 4.4% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 11.75% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 14.57% |
| Tier 1 leverage ratio | 14.99% |
| Uninsured deposits (share of deposits) | 23.0% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 122.1% |
| Real estate loans (share of loans) | 99.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $313.07M | 99.7% | |
| Commercial & industrial | $2.15M | 0.7% | |
| Consumer / individual | $1.33M | 0.4% | |
| Construction & development | $18.14M | 5.8% | |
| Agricultural | $1.35M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $323.41M | $275.85M | $1.69M | $39.23M |
| Jun 2023 | $319.31M | $252.79M | $2.35M | $42.22M |
| Jun 2024 | $333.72M | $266.07M | $2.35M | $45.02M |
| Jun 2025 | $343.73M | $257.59M | $2.50M | $48.51M |
| Jun 2026 | $359.00M | $257.04M | $3.03M | $52.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $257.04M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $257.04M.
Similar-sized banks
Logan Bank & Trust Company ($359.15M) · Citizens Savings Bank ($358.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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