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The Baxter State Bank
Baxter Springs, KS · FDIC Certificate #12432 · Chartered 01/0
Total assets
$25.15M
Total deposits
$19.23M
Total equity
$4.98M
Net loans
$12.12M
Branches (offices)
1
Net income (YTD)
$153.00K
Rank: #4,169 of 4,213 U.S. banks by assets · #177 of 183 in Kansas. Assets changed 4.8% and deposits 16.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 6.24% |
| Net interest margin (YTD) | 5.94% |
| Equity to assets | 19.79% |
| Tier 1 leverage ratio | 19.75% |
| Uninsured deposits (share of deposits) | 12.3% |
| Noncurrent loans (share of loans) | 1.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 63.0% |
| Real estate loans (share of loans) | 78.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.45M | 78.0% | |
| Commercial & industrial | $1.08M | 8.9% | |
| Consumer / individual | $1.79M | 14.8% | |
| Construction & development | $523.00K | 4.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.41M | $21.25M | -$10.00K | $5.36M |
| Jun 2023 | $24.61M | $18.44M | $58.00K | $5.43M |
| Jun 2024 | $24.69M | $16.88M | $38.00K | $5.65M |
| Jun 2025 | $24.01M | $16.54M | $84.00K | $5.88M |
| Jun 2026 | $25.15M | $19.23M | $153.00K | $4.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $19.23M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.23M.
Similar-sized banks
The First National Bank Of Assumption ($25.17M) · Boelus State Bank ($24.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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