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The Bippus State Bank
Huntington, IN · FDIC Certificate #1847 · Chartered 06/2
Total assets
$458.88M
Total deposits
$391.89M
Total equity
$49.08M
Net loans
$352.92M
Branches (offices)
6
Net income (YTD)
$5.33M
Rank: #1,883 of 4,213 U.S. banks by assets · #43 of 87 in Indiana. Assets changed 13.0% and deposits 17.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.42% |
| Return on equity | 21.56% |
| Net interest margin (YTD) | 4.55% |
| Equity to assets | 10.70% |
| Tier 1 leverage ratio | 11.99% |
| Uninsured deposits (share of deposits) | 26.5% |
| Noncurrent loans (share of loans) | 0.86% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 90.1% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $292.98M | 83.0% | |
| Commercial & industrial | $39.97M | 11.3% | |
| Consumer / individual | $3.60M | 1.0% | |
| Construction & development | $22.56M | 6.4% | |
| Agricultural | $19.94M | 5.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $295.79M | $254.88M | $3.85M | $30.10M |
| Jun 2023 | $335.58M | $267.35M | $3.49M | $34.76M |
| Jun 2024 | $361.59M | $319.60M | $3.81M | $39.32M |
| Jun 2025 | $406.27M | $333.14M | $4.89M | $45.25M |
| Jun 2026 | $458.88M | $391.89M | $5.33M | $49.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $391.89M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $391.89M.
Similar-sized banks
Bankflorida ($459.50M) · First National Bank In Philip ($458.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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