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Banks · Missouri

The Citizens-Farmers Bank Of Cole Camp

Cole Camp, MO · FDIC Certificate #11463 · Chartered 03/2

Total assets
$206.97M
Total deposits
$175.26M
Total equity
$30.38M
Net loans
$128.95M
Branches (offices)
2
Net income (YTD)
$2.16M
Rank: #2,932 of 4,213 U.S. banks by assets · #124 of 190 in Missouri. Assets changed 2.6% and deposits 1.8% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)2.12%
Return on equity14.69%
Net interest margin (YTD)4.14%
Equity to assets14.68%
Tier 1 leverage ratio14.78%
Uninsured deposits (share of deposits)13.4%
Noncurrent loans (share of loans)1.35%
Net charge-offs (share of loans)-0.03%
Loans to deposits73.6%
Real estate loans (share of loans)72.9%

Loan mix

CategoryAmountShare
Real estate loans$93.95M
72.9%
Commercial & industrial$9.24M
7.2%
Consumer / individual$10.93M
8.5%
Construction & development$3.11M
2.4%
Agricultural$16.17M
12.5%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$169.89M$145.99M$1.35M$23.03M
Jun 2023$177.00M$149.39M$1.12M$24.09M
Jun 2024$183.43M$156.70M$1.24M$25.25M
Jun 2025$201.71M$172.09M$2.12M$27.65M
Jun 2026$206.97M$175.26M$2.16M$30.38M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Missouri$175.26M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $175.26M.

Similar-sized banks

First & Peoples Bank And Trust Company ($207.10M) · Spring Valley City Bank ($206.95M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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