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The Community Bank
Zanesville, OH · FDIC Certificate #5981 · Chartered 07/2
Total assets
$680.08M
Total deposits
$599.51M
Total equity
$70.20M
Net loans
$475.27M
Branches (offices)
10
Net income (YTD)
$3.97M
Rank: #1,399 of 4,213 U.S. banks by assets · #45 of 155 in Ohio. Assets changed -0.8% and deposits -2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 11.47% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 10.32% |
| Tier 1 leverage ratio | 10.58% |
| Uninsured deposits (share of deposits) | 19.6% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 79.3% |
| Real estate loans (share of loans) | 83.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $398.94M | 83.9% | |
| Commercial & industrial | $35.85M | 7.5% | |
| Consumer / individual | $45.15M | 9.5% | |
| Construction & development | $17.25M | 3.6% | |
| Agricultural | $21.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $605.72M | $556.87M | $2.34M | $46.19M |
| Jun 2023 | $607.91M | $535.56M | $3.33M | $50.11M |
| Jun 2024 | $622.93M | $561.50M | $2.10M | $56.37M |
| Jun 2025 | $685.89M | $615.06M | $3.24M | $64.07M |
| Jun 2026 | $680.08M | $599.51M | $3.97M | $70.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $599.51M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $599.51M.
Similar-sized banks
Constitution Bank, National Association ($683.07M) · Oconee Federal Savings And Loan Association ($679.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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