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The Farmers Bank
Greensboro, GA · FDIC Certificate #5709 · Chartered 09/0
Total assets
$148.27M
Total deposits
$132.30M
Total equity
$15.20M
Net loans
$94.96M
Branches (offices)
1
Net income (YTD)
$882.00K
Rank: #3,320 of 4,213 U.S. banks by assets · #103 of 123 in Georgia. Assets changed -13.3% and deposits -16.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.04% |
| Return on equity | 11.89% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 10.25% |
| Tier 1 leverage ratio | 11.21% |
| Uninsured deposits (share of deposits) | 25.3% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 71.8% |
| Real estate loans (share of loans) | 92.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $88.18M | 92.9% | |
| Commercial & industrial | $4.39M | 4.6% | |
| Consumer / individual | $2.74M | 2.9% | |
| Construction & development | $14.35M | 15.1% | |
| Agricultural | $2.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $133.86M | $118.52M | $551.00K | $11.16M |
| Jun 2023 | $129.87M | $118.61M | $127.00K | $10.93M |
| Jun 2024 | $148.86M | $137.42M | $241.00K | $11.19M |
| Jun 2025 | $170.93M | $157.78M | $775.00K | $12.73M |
| Jun 2026 | $148.27M | $132.30M | $882.00K | $15.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $132.30M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $132.30M.
Similar-sized banks
Readlyn Savings Bank ($148.29M) · Du Quoin State Bank ($148.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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