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The Farmers State Bank
Mcpherson, KS · FDIC Certificate #13883 · Chartered 10/0
Total assets
$180.48M
Total deposits
$158.13M
Total equity
$12.51M
Net loans
$93.28M
Branches (offices)
4
Net income (YTD)
$1.25M
Rank: #3,113 of 4,213 U.S. banks by assets · #104 of 183 in Kansas. Assets changed 13.1% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 20.00% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 6.93% |
| Tier 1 leverage ratio | 10.05% |
| Uninsured deposits (share of deposits) | 28.1% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 59.0% |
| Real estate loans (share of loans) | 69.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $64.78M | 69.4% | |
| Commercial & industrial | $13.02M | 14.0% | |
| Consumer / individual | $7.12M | 7.6% | |
| Construction & development | $1.83M | 2.0% | |
| Agricultural | $8.91M | 9.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.58M | $132.32M | $561.00K | $6.03M |
| Jun 2023 | $150.56M | $138.59M | $882.00K | $6.67M |
| Jun 2024 | $161.16M | $144.48M | $798.00K | $8.27M |
| Jun 2025 | $159.54M | $144.31M | $831.00K | $9.46M |
| Jun 2026 | $180.48M | $158.13M | $1.25M | $12.51M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $158.13M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $158.13M.
Similar-sized banks
Town Center Bank ($180.65M) · Farmers And Merchants State Bank ($180.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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