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The Fidelity State Bank And Trust Company
Dodge City, KS · FDIC Certificate #10920 · Chartered 01/0
Total assets
$194.79M
Total deposits
$147.16M
Total equity
$45.90M
Net loans
$19.90M
Branches (offices)
3
Net income (YTD)
$2.17M
Rank: #3,007 of 4,213 U.S. banks by assets · #97 of 183 in Kansas. Assets changed -0.9% and deposits -2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.17% |
| Return on equity | 9.57% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 23.56% |
| Tier 1 leverage ratio | 23.58% |
| Uninsured deposits (share of deposits) | 31.3% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 13.5% |
| Real estate loans (share of loans) | 61.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.22M | 61.4% | |
| Commercial & industrial | $1.67M | 8.4% | |
| Consumer / individual | $237.00K | 1.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $6.38M | 32.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $212.90M | $177.43M | $865.00K | $35.10M |
| Jun 2023 | $201.54M | $165.04M | $1.64M | $36.15M |
| Jun 2024 | $198.12M | $157.41M | $1.91M | $39.67M |
| Jun 2025 | $196.53M | $151.46M | $1.93M | $43.43M |
| Jun 2026 | $194.79M | $147.16M | $2.17M | $45.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $147.16M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.16M.
Similar-sized banks
The First National Bank Of Absecon ($194.99M) · Citizens State Bank ($194.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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