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The First Bank Of Greenwich
Cos Cob, CT · FDIC Certificate #58307 · Chartered 12/2
Total assets
$812.29M
Total deposits
$680.69M
Total equity
$75.69M
Net loans
$718.66M
Branches (offices)
3
Net income (YTD)
$3.30M
Rank: #1,238 of 4,213 U.S. banks by assets · #19 of 26 in Connecticut. Assets changed 1.1% and deposits -0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 8.93% |
| Net interest margin (YTD) | 3.02% |
| Equity to assets | 9.32% |
| Tier 1 leverage ratio | 9.26% |
| Uninsured deposits (share of deposits) | 41.2% |
| Noncurrent loans (share of loans) | 1.30% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 105.6% |
| Real estate loans (share of loans) | 91.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $659.48M | 91.8% | |
| Commercial & industrial | $65.15M | 9.1% | |
| Consumer / individual | $300.00K | 0.0% | |
| Construction & development | $35.23M | 4.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $599.10M | $479.72M | $3.07M | $50.87M |
| Jun 2023 | $718.20M | $621.81M | $1.96M | $58.39M |
| Jun 2024 | $740.15M | $621.41M | $1.88M | $66.29M |
| Jun 2025 | $803.20M | $686.96M | $2.51M | $70.18M |
| Jun 2026 | $812.29M | $680.69M | $3.30M | $75.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Connecticut | $569.44M | 2 |
| New York | $111.25M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $680.69M.
Similar-sized banks
Fcn Bank, National Association ($812.49M) · Promiseone Bank ($812.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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