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The First Farmers National Bank Of Waurika
Waurika, OK · FDIC Certificate #4222 · Chartered 03/2
Total assets
$55.52M
Total deposits
$47.07M
Total equity
$8.32M
Net loans
$16.85M
Branches (offices)
1
Net income (YTD)
$461.00K
Rank: #4,002 of 4,213 U.S. banks by assets · #155 of 168 in Oklahoma. Assets changed 5.1% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 11.02% |
| Net interest margin (YTD) | 3.54% |
| Equity to assets | 14.98% |
| Tier 1 leverage ratio | 19.31% |
| Uninsured deposits (share of deposits) | 35.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 35.8% |
| Real estate loans (share of loans) | 25.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.35M | 25.8% | |
| Commercial & industrial | $694.00K | 4.1% | |
| Consumer / individual | $1.61M | 9.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $11.23M | 66.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $50.11M | $43.39M | $427.00K | $6.69M |
| Jun 2023 | $51.14M | $45.07M | $395.00K | $5.99M |
| Jun 2024 | $51.82M | $44.88M | $321.00K | $6.81M |
| Jun 2025 | $52.84M | $45.32M | $372.00K | $7.37M |
| Jun 2026 | $55.52M | $47.07M | $461.00K | $8.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $47.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.07M.
Similar-sized banks
First Community Bank, Xenia-Flora ($55.54M) · The First State Bank Of Pond Creek, Oklahoma ($55.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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