Advertisement
The First National Bank In Amboy
Amboy, IL · FDIC Certificate #14674 · Chartered 08/1
Total assets
$324.52M
Total deposits
$264.88M
Total equity
$29.53M
Net loans
$131.34M
Branches (offices)
5
Net income (YTD)
$1.62M
Rank: #2,360 of 4,213 U.S. banks by assets · #146 of 322 in Illinois. Assets changed 6.0% and deposits 7.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 10.99% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 20.2% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 49.6% |
| Real estate loans (share of loans) | 69.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $91.36M | 69.6% | |
| Commercial & industrial | $9.71M | 7.4% | |
| Consumer / individual | $4.67M | 3.6% | |
| Construction & development | $718.00K | 0.5% | |
| Agricultural | $27.21M | 20.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $260.95M | $245.10M | $1.06M | $13.99M |
| Jun 2023 | $264.30M | $233.97M | $1.51M | $18.61M |
| Jun 2024 | $300.62M | $255.51M | $1.11M | $22.43M |
| Jun 2025 | $306.18M | $246.20M | $1.33M | $25.26M |
| Jun 2026 | $324.52M | $264.88M | $1.62M | $29.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $264.88M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $264.88M.
Similar-sized banks
Fms Bank ($324.82M) · American Bank And Trust Company ($324.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement