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The First National Bank Of Dighton
Dighton, KS · FDIC Certificate #4654 · Chartered 05/0
Total assets
$88.53M
Total deposits
$66.46M
Total equity
$13.02M
Net loans
$61.80M
Branches (offices)
1
Net income (YTD)
$508.00K
Rank: #3,759 of 4,213 U.S. banks by assets · #143 of 183 in Kansas. Assets changed 6.0% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 7.96% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 14.71% |
| Tier 1 leverage ratio | 16.08% |
| Uninsured deposits (share of deposits) | 32.1% |
| Noncurrent loans (share of loans) | 2.39% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 93.0% |
| Real estate loans (share of loans) | 43.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $27.05M | 43.8% | |
| Commercial & industrial | $8.65M | 14.0% | |
| Consumer / individual | $2.87M | 4.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $23.90M | 38.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.17M | $61.96M | $212.00K | $10.15M |
| Jun 2023 | $74.39M | $57.33M | $279.00K | $10.45M |
| Jun 2024 | $80.63M | $62.85M | $372.00K | $11.37M |
| Jun 2025 | $83.54M | $61.14M | $289.00K | $12.25M |
| Jun 2026 | $88.53M | $66.46M | $508.00K | $13.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $66.46M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $66.46M.
Similar-sized banks
New Century Bank ($88.94M) · Thayer County Bank ($88.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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