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The First National Bank Of Fletcher
Fletcher, OK · FDIC Certificate #4098 · Chartered 11/1
Total assets
$23.37M
Total deposits
$21.23M
Total equity
$2.08M
Net loans
$3.95M
Branches (offices)
1
Net income (YTD)
$98.00K
Rank: #4,177 of 4,213 U.S. banks by assets · #165 of 168 in Oklahoma. Assets changed -3.9% and deposits -4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.86% |
| Return on equity | 9.54% |
| Net interest margin (YTD) | 4.01% |
| Equity to assets | 8.90% |
| Tier 1 leverage ratio | 9.93% |
| Uninsured deposits (share of deposits) | 22.5% |
| Noncurrent loans (share of loans) | 1.07% |
| Net charge-offs (share of loans) | -0.75% |
| Loans to deposits | 18.6% |
| Real estate loans (share of loans) | 33.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.31M | 33.2% | |
| Commercial & industrial | $1.76M | 44.4% | |
| Consumer / individual | $819.00K | 20.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $220.00K | 5.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.36M | $22.53M | $22.00K | $1.83M |
| Jun 2023 | $23.11M | $21.34M | $55.00K | $1.75M |
| Jun 2024 | $22.21M | $20.21M | $86.00K | $1.99M |
| Jun 2025 | $24.30M | $22.23M | $118.00K | $2.04M |
| Jun 2026 | $23.37M | $21.23M | $98.00K | $2.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $21.23M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.23M.
Similar-sized banks
The Dickinson County Bank ($23.37M) · First City Bank ($22.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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