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The First National Bank Of Okawville
Okawville, IL · FDIC Certificate #3826 · Chartered 06/2
Total assets
$66.27M
Total deposits
$58.70M
Total equity
$7.29M
Net loans
$20.94M
Branches (offices)
1
Net income (YTD)
$188.00K
Rank: #3,929 of 4,213 U.S. banks by assets · #286 of 322 in Illinois. Assets changed 3.3% and deposits 3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.55% |
| Return on equity | 5.13% |
| Net interest margin (YTD) | 2.98% |
| Equity to assets | 10.99% |
| Tier 1 leverage ratio | 12.55% |
| Uninsured deposits (share of deposits) | 13.2% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 35.7% |
| Real estate loans (share of loans) | 65.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.79M | 65.9% | |
| Commercial & industrial | $1.70M | 8.1% | |
| Consumer / individual | $802.00K | 3.8% | |
| Construction & development | $463.00K | 2.2% | |
| Agricultural | $4.65M | 22.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.92M | $68.85M | $83.00K | $6.40M |
| Jun 2023 | $72.11M | $63.85M | $149.00K | $6.17M |
| Jun 2024 | $72.52M | $60.83M | $114.00K | $6.61M |
| Jun 2025 | $64.16M | $56.85M | $101.00K | $7.02M |
| Jun 2026 | $66.27M | $58.70M | $188.00K | $7.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $58.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $58.70M.
Similar-sized banks
Oklahoma State Bank ($66.69M) · Summit National Bank ($65.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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