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The First National Bank Of Proctor
Proctor, MN · FDIC Certificate #5232 · Chartered 01/0
Total assets
$33.99M
Total deposits
$31.09M
Total equity
$2.86M
Net loans
$13.81M
Branches (offices)
1
Net income (YTD)
$98.00K
Rank: #4,131 of 4,213 U.S. banks by assets · #216 of 221 in Minnesota. Assets changed 0.3% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.57% |
| Return on equity | 6.93% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 8.41% |
| Tier 1 leverage ratio | 8.47% |
| Uninsured deposits (share of deposits) | 7.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 44.4% |
| Real estate loans (share of loans) | 90.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.53M | 90.7% | |
| Commercial & industrial | $162.00K | 1.2% | |
| Consumer / individual | $1.22M | 8.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $30.11M | $28.14M | $12.00K | $1.96M |
| Jun 2023 | $29.80M | $27.80M | $72.00K | $1.97M |
| Jun 2024 | $30.54M | $28.16M | $16.00K | $2.35M |
| Jun 2025 | $33.88M | $31.13M | $85.00K | $2.70M |
| Jun 2026 | $33.99M | $31.09M | $98.00K | $2.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $31.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $31.09M.
Similar-sized banks
Members Trust Company ($34.26M) · First Summit Bank ($33.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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