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The First State Bank Of Healy
Healy, KS · FDIC Certificate #17661 · Chartered 07/1
Total assets
$108.82M
Total deposits
$86.46M
Total equity
$16.18M
Net loans
$65.21M
Branches (offices)
1
Net income (YTD)
$774.00K
Rank: #3,613 of 4,213 U.S. banks by assets · #131 of 183 in Kansas. Assets changed -8.4% and deposits -8.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 9.70% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 14.87% |
| Tier 1 leverage ratio | 16.77% |
| Uninsured deposits (share of deposits) | 28.3% |
| Noncurrent loans (share of loans) | 0.89% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.4% |
| Real estate loans (share of loans) | 48.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $31.79M | 48.8% | |
| Commercial & industrial | $12.18M | 18.7% | |
| Consumer / individual | $364.00K | 0.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $21.61M | 33.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $88.03M | $69.90M | $603.00K | $12.30M |
| Jun 2023 | $100.90M | $75.75M | $801.00K | $12.80M |
| Jun 2024 | $111.30M | $85.72M | $728.00K | $13.79M |
| Jun 2025 | $118.82M | $94.17M | $765.00K | $13.88M |
| Jun 2026 | $108.82M | $86.46M | $774.00K | $16.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $86.46M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $86.46M.
Similar-sized banks
Anderson State Bank ($108.91M) · First Naturalstate Bank ($108.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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