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The First State Bank Of Rosemount
Rosemount, MN · FDIC Certificate #9769 · Chartered 01/0
Total assets
$146.09M
Total deposits
$138.44M
Total equity
$6.88M
Net loans
$101.63M
Branches (offices)
2
Net income (YTD)
$250.00K
Rank: #3,337 of 4,213 U.S. banks by assets · #135 of 221 in Minnesota. Assets changed 1.2% and deposits 2.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 7.53% |
| Net interest margin (YTD) | 3.34% |
| Equity to assets | 4.71% |
| Tier 1 leverage ratio | 6.28% |
| Uninsured deposits (share of deposits) | 9.8% |
| Noncurrent loans (share of loans) | 2.88% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 73.4% |
| Real estate loans (share of loans) | 79.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $80.53M | 79.2% | |
| Commercial & industrial | $12.47M | 12.3% | |
| Consumer / individual | $9.56M | 9.4% | |
| Construction & development | $2.93M | 2.9% | |
| Agricultural | $139.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $105.74M | $100.28M | $348.00K | $4.92M |
| Jun 2023 | $107.49M | $102.53M | $279.00K | $4.84M |
| Jun 2024 | $127.66M | $121.69M | $132.00K | $5.41M |
| Jun 2025 | $144.42M | $134.59M | $196.00K | $6.12M |
| Jun 2026 | $146.09M | $138.44M | $250.00K | $6.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $138.44M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $138.44M.
Similar-sized banks
Bank Of Cashton ($146.15M) · The Merchants & Citizens Bank ($145.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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