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The Freedom Bank Of Virginia
Fairfax, VA · FDIC Certificate #57184 · Chartered 07/2
Total assets
$1.04B
Total deposits
$874.98M
Total equity
$104.07M
Net loans
$769.42M
Branches (offices)
6
Net income (YTD)
$2.34M
Rank: #1,014 of 4,213 U.S. banks by assets · #28 of 56 in Virginia. Assets changed -3.1% and deposits -4.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.45% |
| Return on equity | 4.55% |
| Net interest margin (YTD) | 2.90% |
| Equity to assets | 10.03% |
| Tier 1 leverage ratio | 11.06% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 3.26% |
| Net charge-offs (share of loans) | 1.65% |
| Loans to deposits | 87.9% |
| Real estate loans (share of loans) | 75.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $580.34M | 75.4% | |
| Commercial & industrial | $178.07M | 23.1% | |
| Consumer / individual | $20.33M | 2.6% | |
| Construction & development | $13.61M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $895.89M | $758.13M | $5.70M | $93.36M |
| Jun 2023 | $1.04B | $903.21M | $3.78M | $97.18M |
| Jun 2024 | $1.10B | $881.20M | $4.05M | $96.47M |
| Jun 2025 | $1.07B | $919.21M | $3.72M | $102.44M |
| Jun 2026 | $1.04B | $874.98M | $2.34M | $104.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $874.98M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $874.98M.
Similar-sized banks
Security Financial Bank ($1.04B) · Security State Bank ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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