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The Genoa Banking Company
Genoa, OH · FDIC Certificate #2285 · Chartered 09/0
Total assets
$747.85M
Total deposits
$664.68M
Total equity
$54.83M
Net loans
$564.24M
Branches (offices)
9
Net income (YTD)
$3.10M
Rank: #1,313 of 4,213 U.S. banks by assets · #44 of 155 in Ohio. Assets changed 4.7% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 11.55% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 7.33% |
| Tier 1 leverage ratio | 7.58% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 89.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $506.07M | 89.7% | |
| Commercial & industrial | $28.42M | 5.0% | |
| Consumer / individual | $28.97M | 5.1% | |
| Construction & development | $28.90M | 5.1% | |
| Agricultural | $4.61M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $515.98M | $454.45M | $1.60M | $37.47M |
| Jun 2023 | $565.67M | $483.19M | $1.23M | $38.74M |
| Jun 2024 | $647.43M | $575.69M | $1.23M | $42.52M |
| Jun 2025 | $714.47M | $637.50M | $2.22M | $48.83M |
| Jun 2026 | $747.85M | $664.68M | $3.10M | $54.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $664.68M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $664.68M.
Similar-sized banks
Fortifi Bank ($750.38M) · Town & Country Bank ($747.73M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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