Advertisement
The Gunnison Bank And Trust Company
Gunnison, CO · FDIC Certificate #11259 · Chartered 12/2
Total assets
$255.40M
Total deposits
$209.81M
Total equity
$33.08M
Net loans
$181.50M
Branches (offices)
2
Net income (YTD)
$2.57M
Rank: #2,683 of 4,213 U.S. banks by assets · #39 of 63 in Colorado. Assets changed 6.2% and deposits 5.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.05% |
| Return on equity | 15.96% |
| Net interest margin (YTD) | 5.35% |
| Equity to assets | 12.95% |
| Tier 1 leverage ratio | 13.86% |
| Uninsured deposits (share of deposits) | 28.9% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 86.5% |
| Real estate loans (share of loans) | 97.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $177.29M | 97.7% | |
| Commercial & industrial | $4.57M | 2.5% | |
| Consumer / individual | $1.67M | 0.9% | |
| Construction & development | $23.59M | 13.0% | |
| Agricultural | $73.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $221.86M | $202.58M | $1.38M | $17.86M |
| Jun 2023 | $224.42M | $180.38M | $2.76M | $22.11M |
| Jun 2024 | $239.51M | $189.72M | $2.32M | $26.60M |
| Jun 2025 | $240.59M | $198.09M | $2.30M | $29.80M |
| Jun 2026 | $255.40M | $209.81M | $2.57M | $33.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $209.81M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $209.81M.
Similar-sized banks
Home Bank Of California ($255.44M) · The Bank Of Monroe ($255.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement