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The Hamler State Bank
Hamler, OH · FDIC Certificate #14920 · Chartered 01/0
Total assets
$125.28M
Total deposits
$107.35M
Total equity
$16.92M
Net loans
$86.02M
Branches (offices)
1
Net income (YTD)
$785.00K
Rank: #3,488 of 4,213 U.S. banks by assets · #119 of 155 in Ohio. Assets changed 6.2% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.27% |
| Return on equity | 9.38% |
| Net interest margin (YTD) | 2.93% |
| Equity to assets | 13.51% |
| Tier 1 leverage ratio | 14.34% |
| Uninsured deposits (share of deposits) | 10.3% |
| Noncurrent loans (share of loans) | 1.38% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 80.1% |
| Real estate loans (share of loans) | 89.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $76.62M | 89.1% | |
| Commercial & industrial | $4.96M | 5.8% | |
| Consumer / individual | $1.60M | 1.9% | |
| Construction & development | $401.00K | 0.5% | |
| Agricultural | $3.82M | 4.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $103.52M | $88.54M | $629.00K | $13.61M |
| Jun 2023 | $106.34M | $91.23M | $836.00K | $14.47M |
| Jun 2024 | $109.95M | $93.77M | $451.00K | $15.03M |
| Jun 2025 | $118.01M | $101.39M | $309.00K | $15.85M |
| Jun 2026 | $125.28M | $107.35M | $785.00K | $16.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $107.35M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $107.35M.
Similar-sized banks
Chester National Bank ($125.72M) · Homepride Bank ($125.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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