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The Home National Bank Of Thorntown
Thorntown, IN · FDIC Certificate #14225 · Chartered 05/3
Total assets
$185.56M
Total deposits
$167.00M
Total equity
$17.75M
Net loans
$127.89M
Branches (offices)
2
Net income (YTD)
$875.00K
Rank: #3,078 of 4,213 U.S. banks by assets · #71 of 87 in Indiana. Assets changed 3.4% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.96% |
| Return on equity | 10.12% |
| Net interest margin (YTD) | 4.27% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 10.37% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 0.62% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 76.6% |
| Real estate loans (share of loans) | 76.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $98.15M | 76.7% | |
| Commercial & industrial | $24.88M | 19.5% | |
| Consumer / individual | $3.05M | 2.4% | |
| Construction & development | $5.22M | 4.1% | |
| Agricultural | $1.78M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $154.06M | $143.15M | $600.00K | $10.58M |
| Jun 2023 | $160.95M | $149.29M | $634.00K | $11.09M |
| Jun 2024 | $172.80M | $152.28M | $534.00K | $13.13M |
| Jun 2025 | $179.42M | $162.96M | $818.00K | $15.66M |
| Jun 2026 | $185.56M | $167.00M | $875.00K | $17.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $167.00M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $167.00M.
Similar-sized banks
State Bank Of Bement ($185.57M) · Tensas State Bank ($185.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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