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The Home Savings And Loan Company Of Kenton, Ohio, Dba Hslc
Kenton, OH · FDIC Certificate #29571 · Chartered 01/0
Total assets
$245.02M
Total deposits
$194.36M
Total equity
$42.46M
Net loans
$190.11M
Branches (offices)
3
Net income (YTD)
$1.26M
Rank: #2,742 of 4,213 U.S. banks by assets · #92 of 155 in Ohio. Assets changed 5.2% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 6.04% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 17.33% |
| Tier 1 leverage ratio | 17.11% |
| Uninsured deposits (share of deposits) | 19.2% |
| Noncurrent loans (share of loans) | 1.14% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 97.8% |
| Real estate loans (share of loans) | 83.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $159.44M | 83.9% | |
| Commercial & industrial | $25.63M | 13.5% | |
| Consumer / individual | $4.62M | 2.4% | |
| Construction & development | $10.71M | 5.6% | |
| Agricultural | $2.19M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $177.13M | $136.08M | -$231.00K | $35.98M |
| Jun 2023 | $199.34M | $157.20M | $610.00K | $37.44M |
| Jun 2024 | $215.65M | $168.11M | $477.00K | $38.80M |
| Jun 2025 | $232.93M | $184.58M | $499.00K | $40.17M |
| Jun 2026 | $245.02M | $194.36M | $1.26M | $42.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $162.58M | 1 |
| Kentucky | $31.78M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $194.36M.
Similar-sized banks
Main Bank ($245.20M) · Security Bank, S.B. ($244.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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