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The International Bank Of Amherst
Amherst, WI · FDIC Certificate #14907 · Chartered 04/0
Total assets
$103.59M
Total deposits
$88.92M
Total equity
$14.47M
Net loans
$53.06M
Branches (offices)
1
Net income (YTD)
$1.10M
Rank: #3,657 of 4,213 U.S. banks by assets · #140 of 153 in Wisconsin. Assets changed 2.9% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.14% |
| Return on equity | 15.32% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 13.97% |
| Tier 1 leverage ratio | 14.42% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 59.7% |
| Real estate loans (share of loans) | 76.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $40.57M | 76.5% | |
| Commercial & industrial | $5.16M | 9.7% | |
| Consumer / individual | $278.00K | 0.5% | |
| Construction & development | $1.36M | 2.6% | |
| Agricultural | $1.80M | 3.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $98.71M | $87.11M | $423.00K | $11.48M |
| Jun 2023 | $95.58M | $83.22M | $559.00K | $12.19M |
| Jun 2024 | $96.11M | $83.22M | $672.00K | $12.72M |
| Jun 2025 | $100.67M | $86.66M | $1.04M | $13.86M |
| Jun 2026 | $103.59M | $88.92M | $1.10M | $14.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $88.92M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $88.92M.
Similar-sized banks
Citizens State Bank And Trust Company ($103.62M) · Community Bank Owatonna ($103.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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