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The Iuka State Bank
Salem, IL · FDIC Certificate #11317 · Chartered 12/1
Total assets
$133.02M
Total deposits
$112.58M
Total equity
$12.77M
Net loans
$105.92M
Branches (offices)
4
Net income (YTD)
$52.00K
Rank: #3,445 of 4,213 U.S. banks by assets · #243 of 322 in Illinois. Assets changed -6.6% and deposits 8.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.08% |
| Return on equity | 0.81% |
| Net interest margin (YTD) | 4.75% |
| Equity to assets | 9.60% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 7.98% |
| Net charge-offs (share of loans) | 1.76% |
| Loans to deposits | 94.1% |
| Real estate loans (share of loans) | 39.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.66M | 39.3% | |
| Commercial & industrial | $46.37M | 43.8% | |
| Consumer / individual | $11.52M | 10.9% | |
| Construction & development | $1.84M | 1.7% | |
| Agricultural | $9.59M | 9.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $115.53M | $96.47M | $445.00K | $10.59M |
| Jun 2023 | $141.42M | $106.16M | $501.00K | $11.82M |
| Jun 2024 | $142.76M | $104.14M | $505.00K | $12.94M |
| Jun 2025 | $142.38M | $103.86M | $808.00K | $13.67M |
| Jun 2026 | $133.02M | $112.58M | $52.00K | $12.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $112.58M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $112.58M.
Similar-sized banks
The Southern Bank Company ($133.10M) · Zenith Bank & Trust ($132.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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