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The Kansas State Bank Overbrook Kansas
Overbrook, KS · FDIC Certificate #1865 · Chartered 01/0
Total assets
$101.21M
Total deposits
$83.86M
Total equity
$11.43M
Net loans
$59.51M
Branches (offices)
2
Net income (YTD)
$694.00K
Rank: #3,669 of 4,213 U.S. banks by assets · #136 of 183 in Kansas. Assets changed 8.7% and deposits 9.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 12.50% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 11.29% |
| Tier 1 leverage ratio | 13.17% |
| Uninsured deposits (share of deposits) | 6.2% |
| Noncurrent loans (share of loans) | 0.70% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 71.0% |
| Real estate loans (share of loans) | 49.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $29.66M | 49.8% | |
| Commercial & industrial | $9.65M | 16.2% | |
| Consumer / individual | $2.79M | 4.7% | |
| Construction & development | $226.00K | 0.4% | |
| Agricultural | $18.96M | 31.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $84.51M | $70.72M | $456.00K | $7.15M |
| Jun 2023 | $87.78M | $73.53M | $482.00K | $7.53M |
| Jun 2024 | $90.28M | $71.94M | $504.00K | $8.59M |
| Jun 2025 | $93.12M | $76.43M | $475.00K | $9.91M |
| Jun 2026 | $101.21M | $83.86M | $694.00K | $11.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $83.86M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $83.86M.
Similar-sized banks
United Orient Bank ($101.41M) · Century Bank Of Florida ($101.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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