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The Killbuck Savings Bank Company
Killbuck, OH · FDIC Certificate #11860 · Chartered 01/0
Total assets
$953.78M
Total deposits
$798.38M
Total equity
$80.25M
Net loans
$621.10M
Branches (offices)
12
Net income (YTD)
$5.29M
Rank: #1,082 of 4,213 U.S. banks by assets · #38 of 155 in Ohio. Assets changed 7.4% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 13.46% |
| Net interest margin (YTD) | 3.56% |
| Equity to assets | 8.41% |
| Tier 1 leverage ratio | 9.49% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.8% |
| Real estate loans (share of loans) | 87.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $543.70M | 87.5% | |
| Commercial & industrial | $76.59M | 12.3% | |
| Consumer / individual | $2.41M | 0.4% | |
| Construction & development | $48.33M | 7.8% | |
| Agricultural | $4.65M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $770.97M | $698.39M | $2.79M | $47.39M |
| Jun 2023 | $825.25M | $690.49M | $4.49M | $49.26M |
| Jun 2024 | $849.87M | $705.84M | $4.07M | $55.80M |
| Jun 2025 | $888.29M | $746.58M | $4.86M | $70.69M |
| Jun 2026 | $953.78M | $798.38M | $5.29M | $80.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $798.38M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $798.38M.
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Texas Bank ($953.91M) · Mainstreet Community Bank Of Florida ($953.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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