Advertisement
The Litchfield National Bank
Litchfield, IL · FDIC Certificate #3808 · Chartered 05/0
Total assets
$135.66M
Total deposits
$120.59M
Total equity
$10.95M
Net loans
$81.85M
Branches (offices)
2
Net income (YTD)
$521.00K
Rank: #3,420 of 4,213 U.S. banks by assets · #239 of 322 in Illinois. Assets changed -1.5% and deposits 1.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 9.60% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 8.07% |
| Tier 1 leverage ratio | 8.94% |
| Uninsured deposits (share of deposits) | 13.0% |
| Noncurrent loans (share of loans) | 0.84% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 67.9% |
| Real estate loans (share of loans) | 80.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.12M | 80.8% | |
| Commercial & industrial | $2.68M | 3.3% | |
| Consumer / individual | $6.04M | 7.4% | |
| Construction & development | $1.37M | 1.7% | |
| Agricultural | $5.65M | 6.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $123.91M | $113.21M | $318.00K | $6.97M |
| Jun 2023 | $130.96M | $115.62M | $254.00K | $7.40M |
| Jun 2024 | $128.16M | $113.82M | $179.00K | $8.28M |
| Jun 2025 | $137.66M | $119.13M | $457.00K | $9.65M |
| Jun 2026 | $135.66M | $120.59M | $521.00K | $10.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $120.59M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.59M.
Similar-sized banks
Western National Bank ($135.77M) · Acb Bank ($135.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement