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The Malvern National Bank
Malvern, AR · FDIC Certificate #14644 · Chartered 01/0
Total assets
$728.38M
Total deposits
$655.38M
Total equity
$67.91M
Net loans
$390.31M
Branches (offices)
15
Net income (YTD)
$3.69M
Rank: #1,342 of 4,213 U.S. banks by assets · #30 of 78 in Arkansas. Assets changed 6.3% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 11.08% |
| Net interest margin (YTD) | 3.28% |
| Equity to assets | 9.32% |
| Tier 1 leverage ratio | 9.45% |
| Uninsured deposits (share of deposits) | 34.2% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 59.6% |
| Real estate loans (share of loans) | 83.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $326.40M | 83.6% | |
| Commercial & industrial | $63.46M | 16.3% | |
| Consumer / individual | $3.23M | 0.8% | |
| Construction & development | $50.88M | 13.0% | |
| Agricultural | $5.25M | 1.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $651.61M | $545.68M | $2.04M | $50.88M |
| Jun 2023 | $640.49M | $536.36M | $2.22M | $51.98M |
| Jun 2024 | $639.18M | $546.31M | $2.25M | $57.46M |
| Jun 2025 | $685.03M | $613.27M | $3.02M | $60.10M |
| Jun 2026 | $728.38M | $655.38M | $3.69M | $67.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $655.38M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $655.38M.
Similar-sized banks
Grandview Bank ($729.34M) · Texas Gulf Bank, National Association ($726.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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