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The Mer Rouge State Bank
Mer Rouge, LA · FDIC Certificate #314 · Chartered 01/0
Total assets
$51.81M
Total deposits
$44.99M
Total equity
$5.63M
Net loans
$33.87M
Branches (offices)
1
Net income (YTD)
$290.00K
Rank: #4,029 of 4,213 U.S. banks by assets · #100 of 103 in Louisiana. Assets changed 11.3% and deposits 8.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 10.61% |
| Net interest margin (YTD) | 5.05% |
| Equity to assets | 10.87% |
| Tier 1 leverage ratio | 12.61% |
| Uninsured deposits (share of deposits) | 12.3% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.3% |
| Real estate loans (share of loans) | 54.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.47M | 54.5% | |
| Commercial & industrial | $4.46M | 13.2% | |
| Consumer / individual | $614.00K | 1.8% | |
| Construction & development | $4.67M | 13.8% | |
| Agricultural | $10.66M | 31.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.54M | $47.63M | $91.00K | $3.84M |
| Jun 2023 | $47.73M | $43.62M | $220.00K | $3.92M |
| Jun 2024 | $46.70M | $41.97M | $215.00K | $4.54M |
| Jun 2025 | $46.53M | $41.30M | $138.00K | $5.08M |
| Jun 2026 | $51.81M | $44.99M | $290.00K | $5.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $44.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $44.99M.
Similar-sized banks
Richton Bank & Trust Company ($51.97M) · Talbot State Bank ($51.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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