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The Mt. Victory State Bank
Mount Victory, OH · FDIC Certificate #9438 · Chartered 09/1
Total assets
$23.40M
Total deposits
$20.99M
Total equity
$2.39M
Net loans
$13.93M
Branches (offices)
1
Net income (YTD)
$150.00K
Rank: #4,175 of 4,213 U.S. banks by assets · #154 of 155 in Ohio. Assets changed 9.8% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 13.00% |
| Net interest margin (YTD) | 5.10% |
| Equity to assets | 10.21% |
| Tier 1 leverage ratio | 10.44% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 66.4% |
| Real estate loans (share of loans) | 67.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.45M | 67.8% | |
| Commercial & industrial | $2.76M | 19.8% | |
| Consumer / individual | $856.00K | 6.1% | |
| Construction & development | $9.00K | 0.1% | |
| Agricultural | $1.09M | 7.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.26M | $20.45M | $37.00K | $1.79M |
| Jun 2023 | $20.53M | $18.73M | $69.00K | $1.80M |
| Jun 2024 | $21.58M | $19.59M | $102.00K | $1.98M |
| Jun 2025 | $21.32M | $19.16M | $122.00K | $2.15M |
| Jun 2026 | $23.40M | $20.99M | $150.00K | $2.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $20.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $20.99M.
Similar-sized banks
The Peoples State Bank ($23.49M) · The Dickinson County Bank ($23.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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