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The National Bank Of Blacksburg
Blacksburg, VA · FDIC Certificate #6821 · Chartered 01/0
Total assets
$1.83B
Total deposits
$1.65B
Total equity
$169.19M
Net loans
$1.00B
Branches (offices)
28
Net income (YTD)
$5.20M
Rank: #644 of 4,213 U.S. banks by assets · #19 of 56 in Virginia. Assets changed 1.6% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.57% |
| Return on equity | 6.29% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 9.23% |
| Tier 1 leverage ratio | 10.54% |
| Uninsured deposits (share of deposits) | 40.9% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 60.8% |
| Real estate loans (share of loans) | 85.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $858.41M | 85.4% | |
| Commercial & industrial | $40.56M | 4.0% | |
| Consumer / individual | $44.88M | 4.5% | |
| Construction & development | $72.03M | 7.2% | |
| Agricultural | $343.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.73B | $1.58B | $10.57M | $129.49M |
| Jun 2023 | $1.62B | $1.49B | $9.33M | $121.62M |
| Jun 2024 | $1.81B | $1.65B | $4.61M | $143.95M |
| Jun 2025 | $1.80B | $1.64B | $6.11M | $154.05M |
| Jun 2026 | $1.83B | $1.65B | $5.20M | $169.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $1.65B | 28 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.65B.
Similar-sized banks
Wellworth Bank ($1.84B) · Bank Of New England ($1.82B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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