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The National Iron Bank
Salisbury, CT · FDIC Certificate #2496 · Chartered 08/1
Total assets
$318.00M
Total deposits
$291.42M
Total equity
$26.00M
Net loans
$261.16M
Branches (offices)
4
Net income (YTD)
$1.34M
Rank: #2,385 of 4,213 U.S. banks by assets · #25 of 26 in Connecticut. Assets changed 6.6% and deposits 6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 10.44% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 8.18% |
| Tier 1 leverage ratio | 8.48% |
| Uninsured deposits (share of deposits) | 34.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 89.6% |
| Real estate loans (share of loans) | 98.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $258.21M | 98.9% | |
| Commercial & industrial | $3.15M | 1.2% | |
| Consumer / individual | $1.08M | 0.4% | |
| Construction & development | $8.70M | 3.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $270.23M | $237.66M | $1.28M | $16.31M |
| Jun 2023 | $289.54M | $244.62M | $745.00K | $21.68M |
| Jun 2024 | $299.99M | $247.91M | $426.00K | $22.23M |
| Jun 2025 | $298.31M | $273.47M | $1.06M | $24.42M |
| Jun 2026 | $318.00M | $291.42M | $1.34M | $26.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Connecticut | $291.42M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $291.42M.
Similar-sized banks
Centera Bank ($318.09M) · Bankmiami ($317.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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