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The North Salem State Bank
North Salem, IN · FDIC Certificate #8063 · Chartered 07/1
Total assets
$769.63M
Total deposits
$687.88M
Total equity
$69.47M
Net loans
$617.21M
Branches (offices)
9
Net income (YTD)
$6.39M
Rank: #1,297 of 4,213 U.S. banks by assets · #29 of 87 in Indiana. Assets changed 9.4% and deposits 10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.65% |
| Return on equity | 19.39% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 9.03% |
| Tier 1 leverage ratio | 8.98% |
| Uninsured deposits (share of deposits) | 43.0% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.7% |
| Real estate loans (share of loans) | 88.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $546.22M | 88.5% | |
| Commercial & industrial | $40.36M | 6.5% | |
| Consumer / individual | $14.33M | 2.3% | |
| Construction & development | $51.23M | 8.3% | |
| Agricultural | $18.71M | 3.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $544.14M | $495.09M | $4.04M | $43.36M |
| Jun 2023 | $588.95M | $528.72M | $4.60M | $46.69M |
| Jun 2024 | $650.07M | $581.88M | $4.63M | $52.55M |
| Jun 2025 | $703.62M | $623.22M | $5.53M | $59.35M |
| Jun 2026 | $769.63M | $687.88M | $6.39M | $69.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $687.88M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $687.88M.
Similar-sized banks
Fnb Bank, Inc. ($769.97M) · Primary Bank ($769.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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