Advertisement
The Peoples Bank
Pratt, KS · FDIC Certificate #1147 · Chartered 05/2
Total assets
$531.10M
Total deposits
$486.56M
Total equity
$40.91M
Net loans
$262.46M
Branches (offices)
5
Net income (YTD)
$8.18M
Rank: #1,714 of 4,213 U.S. banks by assets · #39 of 183 in Kansas. Assets changed 1.7% and deposits 0.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.00% |
| Return on equity | 41.89% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 7.70% |
| Tier 1 leverage ratio | 9.29% |
| Uninsured deposits (share of deposits) | 31.8% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 53.9% |
| Real estate loans (share of loans) | 52.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $137.79M | 52.5% | |
| Commercial & industrial | $19.55M | 7.4% | |
| Consumer / individual | $4.98M | 1.9% | |
| Construction & development | $3.35M | 1.3% | |
| Agricultural | $94.36M | 36.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $497.00M | $467.92M | $4.01M | $26.75M |
| Jun 2023 | $494.47M | $422.89M | $4.43M | $28.90M |
| Jun 2024 | $512.14M | $438.38M | $4.99M | $32.60M |
| Jun 2025 | $521.99M | $483.63M | $3.90M | $34.64M |
| Jun 2026 | $531.10M | $486.56M | $8.18M | $40.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $486.56M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $486.56M.
Similar-sized banks
Fifth District Savings Bank ($531.77M) · Citizens Community Bank ($531.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement