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The Peoples Bank
Taylorsville, KY · FDIC Certificate #1566 · Chartered 02/0
Total assets
$144.97M
Total deposits
$132.64M
Total equity
$11.67M
Net loans
$102.72M
Branches (offices)
2
Net income (YTD)
$1.51M
Rank: #3,345 of 4,213 U.S. banks by assets · #97 of 120 in Kentucky. Assets changed 12.1% and deposits 12.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.14% |
| Return on equity | 26.02% |
| Net interest margin (YTD) | 5.00% |
| Equity to assets | 8.05% |
| Tier 1 leverage ratio | 10.82% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.97% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 77.4% |
| Real estate loans (share of loans) | 94.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $97.19M | 94.6% | |
| Commercial & industrial | $3.24M | 3.2% | |
| Consumer / individual | $2.41M | 2.3% | |
| Construction & development | $20.92M | 20.4% | |
| Agricultural | $516.00K | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $136.51M | $125.65M | $920.00K | $10.07M |
| Jun 2023 | $129.60M | $119.06M | $1.29M | $9.79M |
| Jun 2024 | $119.70M | $109.49M | $1.13M | $9.47M |
| Jun 2025 | $129.36M | $118.11M | $1.28M | $10.57M |
| Jun 2026 | $144.97M | $132.64M | $1.51M | $11.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $132.64M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $132.64M.
Similar-sized banks
Alton Bank ($145.00M) · Bank Of Moundville ($144.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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