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The Pleasants County Bank
Saint Marys, WV · FDIC Certificate #847 · Chartered 12/2
Total assets
$84.71M
Total deposits
$76.70M
Total equity
$7.21M
Net loans
$50.04M
Branches (offices)
2
Net income (YTD)
$271.00K
Rank: #3,797 of 4,213 U.S. banks by assets · #39 of 41 in West Virginia. Assets changed 10.2% and deposits 10.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.66% |
| Return on equity | 7.63% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 8.51% |
| Tier 1 leverage ratio | 9.44% |
| Uninsured deposits (share of deposits) | 20.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 65.2% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $43.48M | 86.9% | |
| Commercial & industrial | $4.35M | 8.7% | |
| Consumer / individual | $2.16M | 4.3% | |
| Construction & development | $2.25M | 4.5% | |
| Agricultural | $82.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $74.03M | $67.62M | $55.00K | $5.54M |
| Jun 2023 | $75.72M | $68.98M | $236.00K | $5.84M |
| Jun 2024 | $73.71M | $66.69M | $83.00K | $6.13M |
| Jun 2025 | $76.87M | $69.21M | $145.00K | $6.80M |
| Jun 2026 | $84.71M | $76.70M | $271.00K | $7.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $76.70M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.70M.
Similar-sized banks
The First National Bank Of Peterstown ($84.85M) · The Farmers State Bank ($84.69M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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