Advertisement
The Port Washington State Bank
Port Washington, WI · FDIC Certificate #8698 · Chartered 09/1
Total assets
$1.01B
Total deposits
$926.85M
Total equity
$72.49M
Net loans
$648.72M
Branches (offices)
8
Net income (YTD)
$3.63M
Rank: #1,035 of 4,213 U.S. banks by assets · #32 of 153 in Wisconsin. Assets changed 6.7% and deposits 8.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.72% |
| Return on equity | 10.25% |
| Net interest margin (YTD) | 3.20% |
| Equity to assets | 7.18% |
| Tier 1 leverage ratio | 8.97% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 70.0% |
| Real estate loans (share of loans) | 85.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $554.17M | 85.4% | |
| Commercial & industrial | $81.20M | 12.5% | |
| Consumer / individual | $11.89M | 1.8% | |
| Construction & development | $72.53M | 11.2% | |
| Agricultural | $22.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $907.41M | $843.92M | $3.17M | $53.98M |
| Jun 2023 | $915.10M | $812.07M | $1.41M | $48.56M |
| Jun 2024 | $902.53M | $819.44M | $1.04M | $54.47M |
| Jun 2025 | $946.16M | $853.32M | $2.21M | $63.05M |
| Jun 2026 | $1.01B | $926.85M | $3.63M | $72.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $926.85M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $926.85M.
Similar-sized banks
Presidential Bank, FSB ($1.01B) · Story Bank Dba Story Financial Partners ($1.01B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement