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The Security National Bank Of Enid
Enid, OK · FDIC Certificate #14966 · Chartered 01/0
Total assets
$400.37M
Total deposits
$365.97M
Total equity
$33.49M
Net loans
$232.83M
Branches (offices)
3
Net income (YTD)
$3.23M
Rank: #2,056 of 4,213 U.S. banks by assets · #65 of 168 in Oklahoma. Assets changed 2.6% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.63% |
| Return on equity | 19.25% |
| Net interest margin (YTD) | 3.17% |
| Equity to assets | 8.37% |
| Tier 1 leverage ratio | 8.74% |
| Uninsured deposits (share of deposits) | 35.7% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 63.6% |
| Real estate loans (share of loans) | 80.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $188.28M | 80.9% | |
| Commercial & industrial | $19.56M | 8.4% | |
| Consumer / individual | $1.36M | 0.6% | |
| Construction & development | $3.35M | 1.4% | |
| Agricultural | $9.16M | 3.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.73M | $357.53M | $2.17M | $24.68M |
| Jun 2023 | $371.23M | $346.20M | $2.40M | $24.29M |
| Jun 2024 | $375.79M | $346.70M | $2.65M | $28.26M |
| Jun 2025 | $390.40M | $357.70M | $2.52M | $31.87M |
| Jun 2026 | $400.37M | $365.97M | $3.23M | $33.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $365.97M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $365.97M.
Similar-sized banks
Bankcherokee ($401.94M) · Big Horn Federal Savings Bank ($399.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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