Banks · Oklahoma

The Seiling State Bank

Seiling, OK · FDIC Certificate #4193 · Chartered 01/0

Total assets

$195.04M

Total deposits

$175.15M

Total equity

$19.09M

Net loans

$137.17M

Branches (offices)

Net income (YTD)

$1.57M

Rank: #3,005 of 4,213 U.S. banks by assets · #100 of 168 in Oklahoma. Assets changed 2.8% and deposits 0.5% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.60%
Return on equity	17.04%
Net interest margin (YTD)	4.11%
Equity to assets	9.79%
Tier 1 leverage ratio	10.54%
Uninsured deposits (share of deposits)	27.7%
Noncurrent loans (share of loans)	0.00%
Net charge-offs (share of loans)	-0.60%
Loans to deposits	78.3%
Real estate loans (share of loans)	50.3%

Loan mix

Category	Amount	Share
Real estate loans	$68.93M	50.3%
Commercial & industrial	$36.98M	27.0%
Consumer / individual	$5.17M	3.8%
Construction & development	$7.38M	5.4%
Agricultural	$26.55M	19.4%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$155.30M	$142.68M	$1.01M	$12.46M
Jun 2023	$172.49M	$159.40M	$958.00K	$12.61M
Jun 2024	$188.35M	$173.93M	$698.00K	$14.01M
Jun 2025	$189.78M	$174.19M	$986.00K	$14.89M
Jun 2026	$195.04M	$175.15M	$1.57M	$19.09M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Oklahoma	$175.15M	2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $175.15M.

Similar-sized banks

Mount Vernon Bank And Trust Company ($195.48M) · The First National Bank Of Absecon ($194.99M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.