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The Seymour Bank
Seymour, MO · FDIC Certificate #15701 · Chartered 11/2
Total assets
$224.75M
Total deposits
$194.26M
Total equity
$19.72M
Net loans
$142.03M
Branches (offices)
3
Net income (YTD)
$1.17M
Rank: #2,840 of 4,213 U.S. banks by assets · #118 of 190 in Missouri. Assets changed 0.7% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 12.16% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 8.77% |
| Tier 1 leverage ratio | 11.30% |
| Uninsured deposits (share of deposits) | 23.1% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 73.1% |
| Real estate loans (share of loans) | 90.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $127.87M | 90.0% | |
| Commercial & industrial | $5.21M | 3.7% | |
| Consumer / individual | $6.93M | 4.9% | |
| Construction & development | $5.49M | 3.9% | |
| Agricultural | $3.63M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.69M | $190.26M | $961.00K | $14.00M |
| Jun 2023 | $217.05M | $177.12M | $762.00K | $14.58M |
| Jun 2024 | $218.54M | $179.39M | $478.00K | $14.99M |
| Jun 2025 | $223.26M | $183.08M | $802.00K | $16.73M |
| Jun 2026 | $224.75M | $194.26M | $1.17M | $19.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $194.26M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $194.26M.
Similar-sized banks
First State Bank Of Bedias ($224.79M) · Mcs Bank ($224.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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