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The Stock Exchange Bank, Caldwell, Kansas
Caldwell, KS · FDIC Certificate #15784 · Chartered 11/1
Total assets
$90.30M
Total deposits
$81.80M
Total equity
$7.75M
Net loans
$75.29M
Branches (offices)
2
Net income (YTD)
$598.00K
Rank: #3,748 of 4,213 U.S. banks by assets · #141 of 183 in Kansas. Assets changed 6.0% and deposits 4.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 15.84% |
| Net interest margin (YTD) | 4.57% |
| Equity to assets | 8.59% |
| Tier 1 leverage ratio | 9.01% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 92.0% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.89M | 82.2% | |
| Commercial & industrial | $4.27M | 5.7% | |
| Consumer / individual | $2.42M | 3.2% | |
| Construction & development | $1.52M | 2.0% | |
| Agricultural | $7.53M | 10.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $67.29M | $61.39M | $282.00K | $5.51M |
| Jun 2023 | $78.99M | $67.57M | $252.00K | $5.76M |
| Jun 2024 | $82.00M | $75.64M | $353.00K | $6.10M |
| Jun 2025 | $85.19M | $78.08M | $414.00K | $6.84M |
| Jun 2026 | $90.30M | $81.80M | $598.00K | $7.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $81.80M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $81.80M.
Similar-sized banks
County Savings Bank ($90.36M) · Belt Valley Bank ($89.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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