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Town & Country Bank
Ravenna, NE · FDIC Certificate #1434 · Chartered 01/0
Total assets
$228.87M
Total deposits
$194.14M
Total equity
$28.82M
Net loans
$152.21M
Branches (offices)
4
Net income (YTD)
$1.95M
Rank: #2,817 of 4,213 U.S. banks by assets · #75 of 138 in Nebraska. Assets changed 4.5% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 13.74% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 12.59% |
| Tier 1 leverage ratio | 14.09% |
| Uninsured deposits (share of deposits) | 15.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 78.4% |
| Real estate loans (share of loans) | 41.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $62.50M | 41.1% | |
| Commercial & industrial | $12.27M | 8.1% | |
| Consumer / individual | $3.43M | 2.3% | |
| Construction & development | $3.83M | 2.5% | |
| Agricultural | $74.54M | 49.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $193.44M | $172.75M | $1.03M | $19.13M |
| Jun 2023 | $199.64M | $177.02M | $1.68M | $21.13M |
| Jun 2024 | $216.47M | $188.67M | $1.64M | $23.42M |
| Jun 2025 | $219.07M | $191.86M | $1.83M | $25.65M |
| Jun 2026 | $228.87M | $194.14M | $1.95M | $28.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $194.14M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $194.14M.
Similar-sized banks
The Citizens National Bank ($228.97M) · Community Spirit Bank ($228.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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