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Town & Country Bank Midwest
Quincy, IL · FDIC Certificate #10460 · Chartered 01/0
Total assets
$279.25M
Total deposits
$237.03M
Total equity
$41.73M
Net loans
$204.95M
Branches (offices)
6
Net income (YTD)
$4.51M
Rank: #2,570 of 4,213 U.S. banks by assets · #162 of 322 in Illinois. Assets changed 29.9% and deposits 29.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.19% |
| Return on equity | 21.97% |
| Net interest margin (YTD) | 5.20% |
| Equity to assets | 14.94% |
| Tier 1 leverage ratio | 14.89% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.32% |
| Loans to deposits | 86.5% |
| Real estate loans (share of loans) | 63.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $129.07M | 63.0% | |
| Commercial & industrial | $57.91M | 28.3% | |
| Consumer / individual | $4.01M | 2.0% | |
| Construction & development | $14.73M | 7.2% | |
| Agricultural | $16.14M | 7.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $225.84M | $202.68M | $1.94M | $22.96M |
| Jun 2023 | $206.83M | $181.74M | $2.72M | $24.79M |
| Jun 2024 | $214.18M | $186.94M | $3.01M | $26.83M |
| Jun 2025 | $214.98M | $183.29M | $3.69M | $29.25M |
| Jun 2026 | $279.25M | $237.03M | $4.51M | $41.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $198.45M | 4 |
| Missouri | $38.58M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $237.03M.
Similar-sized banks
The Farmers State Bank Of Waupaca ($279.49M) · Guthrie County State Bank ($279.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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